Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Sunday, November 29, 2015

Such an important piece of paper



Posting this check means for the first time in well over 25 years that I am out of credit card debt. None of this would have happened if not for my Wife, who bailed me out of a terrible financial situation about a decade ago. That was one horrible card from the uncooperative bastards MBNA. The mistakes made, and there were so many, were mine. If this card was not taken care of I would have lost the house and it helped cost me a marriage. Credit card debt is a reminder of bad times.

The other card was local, with a more reasonable rate of interest but the charges were high and more mistakes were made. Then there were some emergency car repairs. It was a good thing we had the card.

For the past couple of years we have been very aggressive in paying this card off and this month brings the balance to zero. I do not care if I'm jinxing my financial situation by even mentioning this. The stress, the mistakes, the utter waste of hundreds if not thousands of dollars to interest - it ends now.

Half my life has been servitude to this. The relief I feel is profound.